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The financial sales job is a profession that makes money, but few people know that the people who do this job must work hard and overcome difficulties to earn that money.
Attractive income, a dynamic working environment, and excellent development opportunities are what we often talk about the financial sales profession. However, besides this glamor, there are many challenges that only those who have tried their hand at this field can understand. To clarify these issues, continue to explore the shares below with Navigos Search.
1.What are financial sales staff?
Financial sales staff are people who introduce credit products to customers. Financial salespeople will directly advise and persuade customers to choose to use the business's products and build relationships with them.
If you only look at the income and benefits, a financial sales job is an attractive career with the opportunity to get rich quickly. But does reality is like we see and think?
There will be no easy job that still brings high income, and the financial sales profession is no exception. There are many difficulties in financial sales. If you do not know how to cope and solve them effectively, you will quickly become discouraged and soon give up.
View more: “Reveal” the job description of a Financial Controller
What are financial sales staff?
2. By overcoming the three difficulties of the financial sales profession, you can to earn money
2.1. What are the difficulties?
Great work pressure
Those who work in the banking and finance sales profession all think the pressure of this job is great. Many greenhorns automatically resign after only a few weeks of working because they can't stand the work pressure.
In this profession, sometimes you have to make hundreds of phone calls a day to reach customers. Financial salespeople almost do not have days off since they must be ready to serve whenever customers have a need. If ignored, it's likely to lose potential customers.
Customer-finding difficulty
According to the share of senior financial sales staff and newcomers, another difficulty is building relationships and finding potential customers.
For greenhorns, this difficulty will become greater in extent. When there are not many relationships and not much contact in the industry, everything is blurry. Even many young people don't know where to start. The pressure of sales targets has caused financial sales staff to find ways to have customers.
Fierce competitive environment
There is hardly any competitive environment as fierce as financial sales. Every financial sales staff has to compete with many competitors in other companies and also within the organization they work for. Customers can make reference credit products among hundreds of salespeople, but they only choose to cooperate with professional salespeople who have good professional skills. Because that's the way to help them buy and sell conveniently and safely and at a good price.
Many difficulties and challenges in the profession
2.2. How can you overcome difficulties in the profession?
If you know how to overcome these difficulties, your chances of success are great with a huge income. Try to improve your professional capacity and occupational skills so as not to miss any attractive opportunities. Specifically, you must:
Develop acumen in business and finance
Acumen in the financial and business environment is a vital skill that salespeople need. This skill will help you understand well the way the business operates and the credit products it offers. You can also shape your sales strategy to match your customer's insights to get the best results.
Analyze and evaluate accurately
A small part of this position's day-to-day work is planning, testing, and analyzing the market to execute a strategy to promote new financial products or services. Therefore, you must have the skill of analyzing market trends and competitors to evaluate, draw conclusions, and find the most lucrative new direction for the business of the unit.
Build and maintain relationships
When building a good relationship, you have more potential customers. Actively participate in financial events and seminars to have the opportunity to meet, exchange, and connect more widely. Maybe at some point, they will actively come to you for advice on financial matters and agree to use your services.
Communicate and negotiate effectively
Financial salespeople not only spend time communicating with customers but also with colleagues. Effective written and verbal communication is critical in convincing your customers to use your services. Besides, you also need to have negotiation skills to close financial transactions quickly.
The secret to being successful financial salespeople
3. What is the salary of a financial sales staff?
New financial sales staff usually receive a basic salary of VND 5-7 million per month. For those with extensive experience, this number will be higher. However, for sales in general and financial sales in particular, in addition to the basic salary, you will receive additional commissions and KPIs bonuses.
If you have many contracts and close many financial transactions, your income will not only stop at 5, 7, or 10 million dongs, but this number can increase to several tens of millions per month. As long as you have the professional capacity, a financial sales career is a promising land for you to develop well and have the opportunity to become a financial expert or chief financial officer (CFO).
4. Addresses to find a reputable financial sales job
With the information shared about the financial sales position above, you must understand this job well to prepare the most thoroughly. Many businesses recruiting financial sales with high salaries and diverse experience are available on Navigossearch.com. Thus, you will have many good job opportunities. Prepare a standard CV and send it to us for a chance to become a potential candidate in our candidate data source. We will notify you when there are suitable vacancies.
Our consultants, with professional skills, are experienced recruitment experts who deeply understand the personnel value and the labor market. Based on a rigorous recruitment process, the candidate's ability and experience, and the labor market situation, our consultants will actively contact the candidate when there is a suitable financial sales job. After that, we will support, advise them on recruitment requirements, and negotiate salary and bonuses with recruiters.
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If your business needs to recruit personnel or you are searching for a job in financial sales, don't hesitate to contact us. We always strive to help candidates and businesses to reach their dreams through Vietnam's number 1 professional recruitment service!
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